Financial Aid

Start here if you need a loan to finance your studies at Emily Carr University of Art + Design.

Figuring out how to finance your studies and apply for a student loan (if needed) can be confusing. At Emily Carr, we are here to help. We have advisors in the Financial Aid + Awards Office who can provide all the information you need, plus resources online. Students who fulfill British Columbia residency status should refer to the StudentAidBC assistance program which combines federal and provincial funds. Canadian students coming from outside BC have Student Aid options within each province.

All students thinking of applying for a student loan should carefully consider their repayment responsibilities and assistant programs. We can also advise you on credit counselling, student line of credit and assistance, plus loan programs for part-time students. Plan ahead and contact us as early, noting the deadlines for each program as they apply to you.

Canada Student Loans and Provincial Student Loans
American Students and Financial Assistance
Student Aid BC

Student Loan Programs Outside BC

ALBERTA
SASKATCHEWAN
MANITOBA
ONTARIO
QUEBEC (NOT CSL)
NOVA SCOTIA
NEWFOUNDLAND
NEW BRUNSWICK
PRINCE EDWARD ISLAND
YUKON TERRITORY
NORTHWEST TERRITORIES (NOT CSL)
NUNAVUT (NOT CSL)

About repayment of your loan.

You are reminded that your student loans are due six months after you cease full‑time studies (defined as 60% of a full course load). Payments on your student loans are not required during this period, or for a six-month period after you leave school. However, it is your responsibility to contact the National Student Loan Service Centre to arrange terms of repayment before the expiry of this six-month period.

Student loans are interest-free while attending full-time, post-secondary studies. Interest begins accruing on your student loans as soon as your study period is complete and will be added to your loan principle once repayment begins.

Remaining on Interest-Free Status
Interest Rate in Repayment
Repayment Assistance Plan
Loan Repayment Estimator
Borrower's Responsibilities
Defaulting on a Canada Student Loan
Credit Counselling Canada

Other funding resources

Student Line of Credit
Emily Carr University Short-Term Loan Fund
Financial Assistance for Part-Time Studies